Terms of Website use

This page (together with the documents referred to on it) tells you of the terms of use on which you
may make use of our website www.debtconsolidationloans.org.uk (our site) whether as a guest or a
registered user.

Please read these terms of use carefully before you start to use the site. By using our site, you indicate
that you accept these terms of use and you agree to abide by them. If you do not agree to these terms of
use, please refrain from using our site.

Information about us

www.debtconsolidationloans.org.uk is a site operated by MyMoneyGroup. We are registered in England

and Wales under Company Number 04418004 and have our registered office at Metropolitan House,
Station Road, Cheadle Hulme, SK8 7AZ which is our main trading address.

Accessing our site

Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend the
service we provide to our site without notice (see below). We will not be liable if, for any reason, our site is
unavailable at any time for any period.

From time to time we may restrict access to some parts of our site to users who have registered with us.

If you chose, or you are provided with a user identification code, password or any other piece of
information as part of our security procedures, you must treat such information as confidential, you must
not disclose it to any third party. We have the right to disable any user identification code or password,
whether chosen by you or allocated by us, at any time, if, in our opinion, you have failed to comply with
any of the provisions of these terms of use.

Reliance on information

Commentary and other materials posted on our site are not intended to amount to advice on which
reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance
placed on such materials by any visitor to our site, or by anyone who may be informed of any of its
contents.

Content and information supplied by third parties other than www.debtconsolidationloans.org.uk
is identified clearly where it appears. We will publish this content as supplied to us and we are not
responsible for its accuracy or timeliness. You must take appropriate steps to verify this information
before acting upon it.

Our liability

The material displayed on our site, is provided without any guarantees, conditions or warranties as to its
accuracy. To the extent permitted by law, we, other members of our group of companies and third parties
connected to us hereby exclude:

All conditions, warranties and other terms which might otherwise be implied by statute, common law or
law of equity.

Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection
with our site or in connection with the use, inability to use or results of the use of our site, any websites
linked to it and any materials posted on it, including, without limitation liability for:

Loss of income or revenue

Loss of business

Loss of profits or contracts

Loss of anticipated savings

Loss of data

Loss of goodwill

Wasted management or office time

For any other loss or damage of any kind, howsoever arising and whether caused by
torte (including negligence), breach of contract or otherwise, even if foreseeable.

This does not affect our liability which cannot be excluded or limited under applicable law.

Intellectual property rights

We own the copyright in the content published on the website except where otherwise indicated by a third
party’s proprietary notice. Images, trademarks and brands are also protected by other intellectual property
laws and may not be reproduced or appropriated in any manner without written permission of their
respective owners unless specifically prohibited by a notice published on any page, you may make a print
copy of such parts of the website as you may reasonably require for your own personal use provided that
any copy has attached to it any relevant proprietary notices and/or disclaimers. All other use is prohibited.

Transactions concluded through our site

Contracts for the supply of services or information formed through our site or as a result of visits made
by you are governed by any specific terms and conditions of supply relating to the particular service or
information supplied.

Information about you and your visits to our site

We process information about you in accordance with our privacy policy. By using our site, you consent to

such processing and you warrant that all data provided by you is accurate.

Testimonials

Identities and images shown with testimonials may have been changed to protect the privacy of the
individuals. All comments within any testimonials used have been used with the permission of the
individual clients who gave them.

Links from our site

Where our site contains links to other sites and resources provided by third parties, these links are
provided for your information only. We have no control over the contents of those sites or resources and
accept no responsibility for them or for any loss or damage that may arise from your use of them.

Viruses, hacking and other offences

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other
material which is malicious or technologically harmful. You must not attempt to gain unauthorised access
to our site, the server on which our site is stored or any server, computer or database connected to our
site. You must not attack our site via a denial of service attack or a distributed denial of service attack. By
breaching this provision you would commit a criminal offence under the Computer Misuse Act 1990, we
will report any such breach to the relevant law enforcement authorities and we will co-operate with those
authorities by disclosing your identity to them. In the event of such a breach your right to use our site will
cease immediately.

We will not be liable for any loss or damage caused by a distributed denial of service attack, viruses or
other technologically harmful material that may infect your computer equipment, computer programmes,
data or other proprietary material due to your use of our site or to your downloading of any material
posted on it, or any website linked to it.

Our site changes regularly

We aim to update our site regularly and change the content at any time. If the need arises, we may
suspend access to our site, or close it indefinitely. Any of the material on our site may be out of date at
any given time, and we are under no obligation to update such material.

Revision of terms

We may revise these terms of use at any time by amending this page. You are expected to check this
page from time to time to take notice of any changes we have made, as they are binding on you. Some
of the provisions contained in these terms of use may also be superseded by provisions or notices
published elsewhere on our site.

Jurisdiction and applicable law

The English courts will have exclusive jurisdiction over any claim arising from, or relating to, a visit to our
site. These terms of use are governed by English Law.

Ask our panel of experts any debt related question

If you're unsure about any of our services or are unsure whether debt consolidation is for you, just complete the short form below and one of our expert debt consolidation advisors will answer your questions in as much detail as possible.