Frequently Asked
Questions
What
types of finance are available?
All of our loans are loans secured on property.
How much
can I borrow?
You can borrow any amount from £3,000 to £50,000 and repay it over any
period from 5 to 25 years - just select the monthly payment from our chart
that suits you best. Rest assured there are no hidden costs or charges
- the amount shown on the repayment chart is all you pay for your loan
and there are no up front fees or costs whatsoever.
How long
does it take?
Once we have your completed application we aim to give you an Approval
In Principle within 1 hour and we guarantee to stand by these terms -
subject to confirmation of your details. Your loan can be completed in
14 days. If you borrow more than £25,000 you could receive your cheque
even sooner.
What
purpose can I use the loan for?
You can use your loan for any reasonable purpose. For example you may
be thinking of taking advantage of our exceptional interest rates and
clear all your loans and debts so you can reduce your monthly credit payments.
Or you may be thinking of carrying out some home improvements or buying
a car. Whatever you decide you will receive a cash loan to spend as you
wish.
Can I
insure my payments?
You can insure your payments so that you won't have to worry if you lose
your job or are off work through accident or sickness. For details see
our Payment Protection page.
Can I
repay my loan early?
You can repay the loan back at any time. The method of calculating the
amount of money required on early redemption will be stated in the loan
agreement. We will also send you a copy of the FISA borrowers information
guide which will explain the procedure in detail.
Can I
have a fixed rate?
The simple answer is YES. We have access to a majority of lenders currently
operating in the UK. This means we can source the best deal for you whether
it be fixed or variable.
Can I
cancel the loan at anytime?
You are under no obligation whatsoever. You can cancel your loan at any
time up to completion without cost or penalty.
Are there
any upfront fees?
There will be no upfront frees charged. On rare occasions we will ask
for a fee to be paid on completion of the advance (typically 5% of the
loan). This will be added to the loan advance and only deducted when the
loan completes. All fees will be detailed on the loan documentation. If
you choose not to take the loan, no fees will be payable.
Debt
consolidation loans
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Legal
Debt
Consolidation Loans UK is a trading style
of Noble Business Services, 411-413
St Leonards Road, Windsor, SL4 3DT. Licensed credit brokers, licence
number 323701. THINK
CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY
BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER
DEBT SECURED ON IT. 12.5% APR typical variable.
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